Univera Healthcare

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Western New York Deserves More from Medicare:
Create Your Medicare Timeline
Don’t worry; we’re here to help every step of the way. Answer a few questions to create a personalized timeline that shows where to get started if you're turning 65 or new to Medicare.
Care for Some Help?
General Medicare Timeline
Let's get started! Take these important steps to learn about Medicare and see what you have to do now to prepare for enrollment.
7-9 Months to turning 65:
• Watch our Medicare Minute Video series and get answers to the most common questions we hear about Medicare.
• Review your current health care coverage to see what options you have after you turn 65. Also, consider your travel habits, prescription drug needs, and calculate your annual health care budget.
3 Months to turning 65:
• Complete your enrollment during your Initial Enrollment Period. You have from 3 months before you turn 65 to 3 months after your birthday month to enroll.
More about Initial Enrollment Period >
Your Initial Enrollment Period starts 3 months prior to your 65th birthday, through 3 months after your birthday month concludes.
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 Our 2023 HMO Plan Rating
out of 5 stars
Our 2023 PPO Plan Rating
out of 5 stars
Did you know you can make a one-time switch into a Medicare Plan at any time during the year? Find your plan below!
 Choose Your Medicare Plan 

Whether you're looking for a plan on your own or would like help from an expert, we've got you covered.
Find a Univera Healthcare Medicare plan that fits your needs and budget.

All Medicare Plans Include:
  • Lower cost sharing and reduced premiums
  • Preventive dental included in ALL plans with NO copays
  • Comprehensive dental included in ALL plans with $1,000 annual allowance
  • Quarterly OTC benefit
  • Free routine hearing exams
  • Free Gym Membership benefit
  • Telehealth services by video conferencing or phone
SeniorChoice Extra (HMO)
  • $0 premium to stay within your budget
  • $41 back in your Social Security check each month with a Part B premium refund
  • Dental coverage and vision exams included with no copays and $1,000 annual allowance
  • $250 eyewear allowance 
  • $50 Over-The-Counter quarterly allowance
SeniorChoice Access (PPO)
  • PPO plan with access to doctors locally and coverage when you travel
  • $500 flex card to use for dental, eyewear, and hearing expenses
  • Dental coverage included with no copays and $1,000 annual allowance
  • $200 annual eyewear allowance
  • $30 Over-The-Counter quarterly allowance
Ready to Enroll?

We're here for you. Choose to enroll online, by mail when you order an enrollment kit, or by phone.

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Medicare Advantage Highlight Video
Are you...

We're here to support you as you help your loved ones make the move to Medicare. Whether it’s their first time enrolling or they are shopping for a new plan, we offer resources for simplify the process and guide you along the way.

With a Medicare Advantage plan from Univera Healthcare, you’ll get coverage that was specifically created to work with and compliment your existing Veteran’s Affairs (VA) benefits. Plans with dental coverage, over-the-counter allowance, and transportation are available at no additional cost to you. To learn more or request a Medicare Advantage product brochure for veterans, please call 1-877-883-9577 (TTY 711).
Need Help?

1-877-406-4823 (TTY: 711), Open Monday-Friday from 8 a.m. - 8 p.m.*

To chat with a licensed agent, click the blue chat box on the screen. Chat is available from Mon. - Thurs. from 8 a.m. – 8 p.m., and Fri. 9 a.m. - 8 p.m.

Schedule a Call
Need in-person help?
Frequently Asked Questions and Helpful Resources

How do I help a loved one find the right Medicare plan?

Helping a friend or family member as they navigate Medicare enrollment or switch plans can be overwhelming. Here are some resources to simplify the process and guide you along the way.

  • Start by learning the basics. Our Medicare Minute Videos answer the most common Medicare questions in under a minute. Next, you can learn more about specific plan options available to your loved one by watching our Medicare Highlight Videos.
  • To help your loved one choose the best plan for them, you’ll need to know the answers to a few important questions. Share this questionnaire with your loved one or sit down and go through it together. The answers will help you compare plan benefits and determine the amount of coverage they’ll need.
  • If you’re a caregiver for a loved one, we have resources that can support you. Visit our Caregiver Support page or learn more about Advance Care Planning.
  • When it comes to Medicare, sometimes you need to talk to someone face-to-face. Our local experts can guide you through the Medicare basics and answer any questions you have.

Are my prescription drugs covered?

Preventive Care Services

$0 Tier 1 generic drugs are available on most Univera Healthcare plans, including more than 50 frequently prescribed medications. To find out how your prescriptions are covered, check our comprehensive list of covered prescription drugs (also known as the “formulary”).

Is dental coverage included?

Yes! All Univera Healthcare Medicare plans include preventive and comprehensive dental coverage. This benefit covers 100% of preventive dental services, like cleanings, x-rays, and bitewings, as well as select services like restorative care or major procedures up to a $1,000 annual allowance.

Select plans also offer a $500 flex card to use toward out-of-pocket dental, hearing, or vision expenses. Find your Medicare Plan to learn about the other benefits available to you, such as over-the-counter allowances and Silver&Fit®

When Can I Enroll In Medicare?

If you're turning 65, you can enroll in Medicare from the period that extends 3 months before to 3 months after the month of your 65th birthday. For example, if you turn 65 on July 4, you can enroll anytime between April 1 and October 31.

Watch our Medicare Minute Videos to learn more about initial enrollment and working past 65.

Once you’re enrolled in Medicare, you can change your Medicare coverage during the Annual Election Period from October 15 to December 7. If you enroll during AEP, your coverage will begin January 1st of the following year.

You may be able to join or switch plans under special circumstances that grant a Special Election Period. View our Medicare Advantage Timeline to learn more.

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What does the Star Plan Rating mean?

Each year, Medicare plans earn ratings on a one-to-five scale, with one star representing poor performance and five stars representing the highest quality rating a health plan can earn. Star Ratings are released annually and are based on member satisfaction, plan details, and overall performance.

The Star Rating is based on information collected from actual members like you, clinicians, and Medicare’s comprehensive monitoring process. Our Star Rating is a testament to how hard we work to help support your health and wellness. Our preventive health screenings, dedicated Medicare-only customer service department, and numerous health and wellness programs are just some ways in which we go above and beyond.

 Keep Me Informed 
Want to learn about Medicare? Sign up to receive your monthly Medicare milestones, showing what you should do now and next, straight to your email inbox.
We're bringing more care to Medicare.
Let's find your Medicare plan.
Annual Election Period for 2020 Coverage: October 15 – December 7
  • Affordable plans including $0 premium plans and vision coverage without copays and NEW optional upgrades for dental coverage.
  • $0 Tier 1 prescription drugs on most plans including 50+ frequently prescribed medications
  • Extras like hearing aids, gym memberships, and no-cost preventive screenings
  • Doctors and hospitals from Jamestown to Rochester and every Buffalo neighborhood in between
  • All area labs in network – just choose the one closest to you
  • Worldwide access to urgent care, emergency care, and telemedicine visits by video conference or phone